1052 RAT BAY Road • #118-10 • Lake of Bays, ON photo 1
1052 RAT BAY Road • #118-10 • Lake of Bays, ON photo 2
1052 RAT BAY Road • #118-10 • Lake of Bays, ON photo 3
1052 RAT BAY Road • #118-10 • Lake of Bays, ON photo 4
1052 RAT BAY Road • #118-10 • Lake of Bays, ON photo 5
1052 RAT BAY Road • #118-10 • Lake of Bays, ON photo 6
1052 RAT BAY Road • #118-10 • Lake of Bays, ON photo 7
1052 RAT BAY Road • #118-10 • Lake of Bays, ON photo 8
1052 RAT BAY Road • #118-10 • Lake of Bays, ON photo 9
1052 RAT BAY Road • #118-10 • Lake of Bays, ON photo 10
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$15,000
1052 RAT BAY Road • #118-10 • Lake of Bays, ONPrice Change▼ 48.28%
Courtesy of Chestnut Park Real Estate
2
Bedrooms
2
Bathrooms
900-999
Square feet
4
Parking

About this home

Excellent value at Blue Water Acres fractional ownership resort which has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is not a time share although some think it is similar. You do actually own 1/10 of the cottage. 118 Algonquin Cottage is a 2 bedroom cottage, has a great view of the lake and is very private. Ownership includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in for 118 Algonquin Cottage is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 118 Algonquin cottage is $5127 + HST. Core (fixed) Week 10 for this cottage starts on August 28, 2026. Weeks for 2026 start(ed) on February 27, June 5, August 28 (core/fixed week), October 23 and December 26. There is laundry in the Algonquin cottages. No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers (it covers everything). You can deposit weeks you don't use in Interval International or rent them out to help cover the maintenance fees. Blue Water Acres will rent your weeks out for you and you keep 50% of the rental income or rent them out yourself and you keep 100% of the income.

Property details

Property type
Other
Style
Bungalow
Approx. age (yrs)
16-30
Total rooms
8
Maintenance fee
$427.25/mo
Exposure
South
Occupancy
Flexible
Days on market
148
Status
Active
MLS®

Property history

Recently sold nearby

Listing data last updated: Aug 25, 2026, 5:08 p.m. EDT via TRREB IDX.

First listed: Apr 1, 2026, 10:07 a.m. EDT.